|
All agents are NOT alike! Find out why I am a top real estate expert in the Greater Portland area. Call me (503) 924-3533.
|
Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
Find Out More >
View All Offers >
|
Smooth Process
Smooth process, everyone is on top of getting things done in timely, efficient manner.
Lea Pang/Josh Hicks
Read Quote >
View All Quotes >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
Gayla McGowan is one of The Top
Selling Real Estate Experts™
Find Out More > |
|
|
 |
Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As a top Hillsboro, Wilsonville and Portland real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I have direct access to the Hillsboro, Wilsonville and Portland area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. 
Want to know if that house you're looking at will make a great rental? Interested in becoming an INVESTOR? Know the facts...
CLICK HERE TO GET ALL THE RENTAL INFORMATION YOU NEED ON A PARTICULAR CITY OR EVEN A SPECIFIC ADDRESS AND BECOME A WISE INVESTOR TODAY!
CLICK HERE! Tell me what you are looking for! It's my job to know every property in Hillsboro, Wilsonville and Portland, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
|
|
| Q |
Into what category do forty-four percent of home buying households fall?
|
| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
