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Gayla McGowan is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Hillsboro, Wilsonville and Portland Oregon home buying, real estate listings, and homes for sale in Clackamas, Washington, and Multnomah County, OR

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Hillsboro, Wilsonville and Portland real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Zoning Laws >Keeping an Eye on Zoning Decisions

Zoning classifications are the most important tool that a local government has to control the way land is used in a community. Areas designated as residential may have further controls on housing density for single family homes, townhouses or multiple-family houses. There are usually areas set aside for industrial, commercial and recreational purposes. Zoning boards spend their time listening to requests for exceptions to these rules or hearing arguments from parties who want to change or bend the existing zoning regulations.

These zoning decisions have a major impact on the surrounding neighborhoods. Citizens' groups often get involved in testifying at hearings on proposals that could affect their property values or their quality of life. These groups help create interest about issues in the local press and work to educate their neighbors about matters affecting them. Developers who go before a zoning board seeking major changes are wise to involve the local neighborhood group in formulating proposals that will affect those homeowners.

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Q	What trendy and highly unusual hotel must be totally rebuilt every year?
A	Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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10% DISCOUNT WHEN USING YOUR KELLER WILLIAMS REALTOR!MAKE MOVING AND STORAGE A LOT LESS STRESSFUL AND A LOT MORE CONVENIENT
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Gayla McGowan, REALTORŽ, real estate agent and broker for Hillsboro, Wilsonville and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Gayla McGowan
Keller Williams Realty
17700 SW UPPER BOONES FERRY RD.
PORTLAND, OR 97224
Office #: 503 924-3533
Direct #: 503 706-9298
Fax #: 503-924-3588
Email: gayla@gaylamcgowan.com
Over the past 13 years Gayla has established herself as the go-to realtor when it comes to buying and selling homes in the greater Portland Metro area. Her detailed knowledge of our citys neighborhoods and her strong experience in both new construction and resale homes works to your advantage. She is constantly expanding her skills and knowledge in every aspect of the real estate industry. She combines this expertise with a passionate desire to serve your real estate needs, bringing you knowledgeable and personalized service. A mother of two and an active volunteer in the Portland community (Doernbecher Childrens Hospital and Habitat for Humanity), she knows what it is to be committed, ethical, and effective. This is why Gayla continues to enjoy so many referrals and repeat clients. Let the buying or selling of your home be a pleasant and profitable experience. Call Gayla McGowan today---shes committed to your success!

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NUMBER1EXPERT™ in real estate for Hillsboro, Wilsonville and Portland, Oregon

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