Hillsboro, Wilsonville and Portland real estate and homes for sale in Oregon - Gayla McGowan, REALTOR® Gayla McGowan REALTOR(r) for Hillsboro, Wilsonville and Portland, Oregon real estate - NUMBER1EXPERT™ Gayla McGowan NUMBER1EXPERT(tm) for Hillsboro, Wilsonville and Portland, Oregon real estate
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Gayla McGowan, REALTOR®, real estate agent and broker for Hillsboro, Wilsonville and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert in the Greater Portland area. Call me (503) 924-3533.





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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
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Where is the world's oldest hotel?

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The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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Gayla McGowan, REALTOR®, real estate agent and broker for Hillsboro, Wilsonville and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Gayla McGowan
Keller Williams Realty

17700 SW UPPER BOONES FERRY RD.
PORTLAND, OR 97224
Office #: 503 924-3533
Direct #: 503 706-9298
Fax #: 503-924-3588
Email: gayla@gaylamcgowan.com

Over the past 13 years Gayla has established herself as the “go-to” realtor when it comes to buying and selling homes in the greater Portland Metro area. Her detailed knowledge of our city’s neighborhoods and her strong experience in both new construction and resale homes works to your advantage. She is constantly expanding her skills and knowledge in every aspect of the real estate industry. She combines this expertise with a passionate desire to serve your real estate needs, bringing you knowledgeable and personalized service. A mother of two and an active volunteer in the Portland community (Doernbecher Children’s Hospital and Habitat for Humanity), she knows what it is to be committed, ethical, and effective. This is why Gayla continues to enjoy so many referrals and repeat clients. Let the buying or selling of your home be a pleasant and profitable experience. Call Gayla McGowan today---she’s committed to your success!

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Keller Williams Realty real estate and homes for sale in Hillsboro, Wilsonville and Portland Oregon

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