Hillsboro, Wilsonville and Portland real estate and homes for sale in Oregon - Gayla McGowan, REALTOR® Gayla McGowan REALTOR(r) for Hillsboro, Wilsonville and Portland, Oregon real estate - NUMBER1EXPERT™ Gayla McGowan NUMBER1EXPERT(tm) for Hillsboro, Wilsonville and Portland, Oregon real estate
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Gayla McGowan, REALTOR®, real estate agent and broker for Hillsboro, Wilsonville and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert in the Greater Portland area. Call me (503) 924-3533.





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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Mortgage Prequalification: Hillsboro, Wilsonville and Portland Oregon home buying, real estate listings, and homes for sale in Clackamas, Washington, and Multnomah County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Hillsboro, Wilsonville and Portland real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

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Real Estate Trivia
Q 
What was a sure way to accumulate wealth through the 1970s and early 1980s?

A 
Many people made their fortunes in real estate during this period.
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FINANCIAL CENTER MORTGAGE
JON KURAHARA, SENIOR LOAN OFFICER & MORTGAGE ADVISOR...EARNING LIFETIME LOYALTY!
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Gayla McGowan, REALTOR®, real estate agent and broker for Hillsboro, Wilsonville and Portland Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Gayla McGowan
Keller Williams Realty

17700 SW UPPER BOONES FERRY RD.
PORTLAND, OR 97224
Office #: 503 924-3533
Direct #: 503 706-9298
Fax #: 503-924-3588
Email: gayla@gaylamcgowan.com

Over the past 13 years Gayla has established herself as the “go-to” realtor when it comes to buying and selling homes in the greater Portland Metro area. Her detailed knowledge of our city’s neighborhoods and her strong experience in both new construction and resale homes works to your advantage. She is constantly expanding her skills and knowledge in every aspect of the real estate industry. She combines this expertise with a passionate desire to serve your real estate needs, bringing you knowledgeable and personalized service. A mother of two and an active volunteer in the Portland community (Doernbecher Children’s Hospital and Habitat for Humanity), she knows what it is to be committed, ethical, and effective. This is why Gayla continues to enjoy so many referrals and repeat clients. Let the buying or selling of your home be a pleasant and profitable experience. Call Gayla McGowan today---she’s committed to your success!

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Keller Williams Realty real estate and homes for sale in Hillsboro, Wilsonville and Portland Oregon

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